Lending Stream Reviews

4.8 Rating 30,561 Reviews
99 %
of reviewers recommend Lending Stream
4.8
Based on 30,561 reviews
Shipping & Delivery
Delivery Methods
Courier, Postal Service
Average Delivery Time
Next Day
On-time Delivery
98%
Accurate And Undamaged Orders
98%
Customer Service
Communication Channels
Email, Live Chat, Telephone
Queries Resolved In
Under An Hour
Customer Service
4.9 out of 5
Read Lending Stream Reviews

About Lending Stream:

Lending Stream offers short-term loans between £50 - £800 that are paid back in monthly instalments over six months. Lending Stream accepts applications 24 hours a day, 7 days a week, even on bank holidays. We encourage our customers to repay early to save on interest and provide online account management features for making payments and checking account balances. Lending Stream has been providing short-term loans since 2008. We run an affordability analysis on all applications to help assess whether you are able to repay the loan in a sustainable manner. Representative Example:Annual Interest Rate: 292.0% (fixed). Total Amount of credit: £200. Representative APR: 1333% Duration of Agreement: 6 months. Total Amount Payable: £386.61. Total Charge of credit: £186.61. Six repayments of: £64.44. Warning: Late repayment can cause you serious money problems.
For help go to moneyhelper.org.uk.

Visit Website

Phone:

0203 808 4440

Email:

info@lendingstream.co.uk

Location:

Lending Stream, PO Box 10756, Leicester
Leicestershire
LE3 4GX

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Had difficulty with the new way of doing things. Loan ended up being less than I applied for even though the original amount requested was provisionally approved I've done lots of business with Lending Stream before but wasn't happy with this experience :(
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Posted 5 years ago
Had a problem completing application but on ringing did not get a lot of help.
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Posted 5 years ago
Awful pray on desperate people.....
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Posted 5 years ago
Not enough funnds
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Posted 5 years ago
They have entered in correct information on my credit file. I have spent 3 weeks trying to get them to do something. Incorrect info is effecting my credit score and I am trying to get a mortgage. The office is in India and they have no idea how important it is to amend this information particularly wither the introduction of GDPR
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Posted 5 years ago
It was most difficult to get to the signatue stage !!!! Managed it by pure persistence ...staff were unable to assist on the phone .... Pleased to get there eventually !!!thanks
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Posted 6 years ago
I was studying
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Posted 6 years ago
On one case I am told I got the loan, no money in my account and when I log back in says I have no open loans and not able to apply? Ok fine but surely it’s one of the other??
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Posted 6 years ago
Slow at depositing cash
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Posted 6 years ago
I had received text messages that Lending Stream have reviewed my account and they advised me can apply for a loan up to £390. Then today i applied for £70 but Lending Stream offered me £60!. I couldn't understand why if i can apply up to £390, but my application for just £70 changed to £60. I hope there should be a good reason for mentioned question,thanks. Regards, Mehdi Ipakchi
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Posted 6 years ago
ikikkdhsakak
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Posted 6 years ago
Was a fantastic site when I first used it several months ago. Now since upgrade happened few weeks ago, its useless. Customer support is very poor. Been asking for weeks to have my account sorted. Cannot view history or make early payments. Sent screen shots and varies complaints. All ignored. Someone needs to get their act together before you lose any more good customers
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Posted 6 years ago
It takes so long to get they money, like a good 4 days maybe could be longer. So if you need the money fast I wouldn't apply here Because you won't get it for a while.
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Posted 6 years ago
Quick and easy. Late fees the very next day, had not wait for an explanation, in comparison to other lenders customer care is not professional, disturbing messages, threatening.
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Posted 6 years ago
Money still not in after a period no email sent no SMS nothing and the website is quiet slow
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Posted 6 years ago
Was approved for the loan but money never came through. Received an email asking for more info but not given opportunity to give required info. Tried to call them up about it but hold times very high
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Posted 6 years ago
In the past I have never had a problem with Lending Stream, this time has been a different story... Normally I had a confirmation email including the signed contract, the funds in my account and a updated log in area within 20 minutes of the acceptance screen. It has now been over an hour since I received that screen and I have received no confirmation email, funds or an updated dashboard online. I have called Lending Stream and a very helpful lady who told me that the funds had been paid however I have still not received them, received a email or have access to a copy of a contract anywhere. The new online area has also not updated to show the open loan. The lady I spoke to said this would not show as open as the loan was not open??? I did not understand this meaning and I still do not. I understand that there can be delays in the bank transfers, however I have never had this problem with payments from Lending Stream to Barclays and in the past when there has been a delay I have still received confirmation from Lending Stream via email and had an updated online dashboard... The new login area, for me, is not user friendly or as good and clear as the previous one and I will call my bank to see if I can get some feedback from them on the status of the transfer however I cannot say I am impressed nor happy when in the past everything has been so smooth and straight forward.
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Posted 6 years ago
Money wasn't there in 15 mins at all
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Posted 6 years ago
I was not given the opportunity to repay in 3 months which I specified in my application. Please advise how I can repay earlier if I have the funds available
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Posted 6 years ago
Took roughly about 4 and a half hours to enter my account. Far too long, compared to the 15 minutes which is stated. Do not use if you need money within the hour
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Posted 7 years ago
Lending Stream is rated 4.8 based on 30,561 reviews