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Lending Stream Reviews

4.8 Rating 30,537 Reviews

99 %

of reviewers recommend Lending Stream

Company Reviews

4.8

Based on 30,537 reviews


Shipping & Delivery
Delivery Methods	Courier, Postal Service
Average Delivery Time	Next Day
On-time Delivery	98%
Accurate And Undamaged Orders	98%
Customer Service
Communication Channels	Email, Live Chat, Telephone
Queries Resolved In	Under An Hour
Customer Service	4.9 out of 5

About Lending Stream:

Lending Stream offers short-term loans between £50 - £800 that are paid back in monthly instalments over six months. Lending Stream accepts applications 24 hours a day, 7 days a week, even on bank holidays. We encourage our customers to repay early to save on interest and provide online account management features for making payments and checking account balances. Lending Stream has been providing short-term loans since 2008. We run an affordability analysis on all applications to help assess whether you are able to repay the loan in a sustainable manner. Representative Example:Annual Interest Rate: 292.0% (fixed). Total Amount of credit: £200. Representative APR: 1333% Duration of Agreement: 6 months. Total Amount Payable: £386.61. Total Charge of credit: £186.61. Six repayments of: £64.44. Warning: Late repayment can cause you serious money problems.
For help go to moneyhelper.org.uk.

Visit Website

Phone:

0203 808 4440

Email:

info@lendingstream.co.uk

Location:

Lending Stream, PO Box 10756, Leicester
Leicestershire
LE3 4GX

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Lending Stream 5 star review on 1st August 2023

Lending Stream 5 star review on 10th July 2023

Lending Stream 5 star review on 22nd June 2023

Lending Stream 5 star review on 8th January 2023

Lending Stream 5 star review on 1st January 2023

Lending Stream 5 star review on 22nd December 2022

Lending Stream 5 star review on 26th September 2022

15

Anonymous

Anonymous // 01/01/2019

Filter: Rated 1 None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“I filled in my card details, then site said fill in again. And again and again. All details were correct each time, and still was told to redo it again. Gave up..... now email says come back today, just fill in a few details and we can approve you. % 1000+ AVOID!!!!”

Posted 1 year ago

“Had 2 loans, repaid in full early and on the 3rd was refused even though I paid all my loans off in full”

Posted 1 year ago

“I have always had good service with lending stream, and I have always paid back promptly. But for about year now every time I go on to apply for a loan, it tells me I can’t apply. The same has happened today. With really no explanation”

Posted 1 year ago

“Worst comany ever when it comes to customer service. Dont waste your breathe speaking to the rude individuals 1. laughed at 2. refused gdpr request 3. refused manager callback”

Posted 1 year ago

“Been with them few years no problem loan past 2 years nothing declined every time . Don't waist u time these useless company”

Posted 1 year ago

“Good amazing lovely”

Posted 2 years ago

“This is scam! they will only take you bank details and take all your money.”

Posted 2 years ago

“I agreed to a £600 loan at a £154 a month after I signed the email and money exchange the repayment was a £181 a month Why”

Posted 2 years ago

“Awful Customer Service & Complaints Department Lending stream offered me unaffordable loans. I made a complaint to the Financial Ombudsman who upheld my complaint. As part of putting things right, the Financial Ombudsman told Lending Stream they must remove adverse information from my credit report. This ruling was made in early 2020. Fast forward to 2022, the adverse information is still on my credit report. I contacted the complaints department and was told this would be rectified and would take 30 - 45 days. Fast forward again another 50 days and this information is still on my credit report. When I contact customer services they are no use. They claim the complaints department does not have a telephone number and can only be contacted via email. They claim they cannot transfer my call to their supervisor/manager. I was told by one agent that a supervisor/manager would call me back, and surprise surprise I never received a call back. I asked yet another agent what professional/trade bodies this company is a part of and they told me they weren't a member of any. Their website says differently. The agent could not confirm nor deny whether they were a member. If I don't receive a satisfactory response from this company I will have no choice but to raise my complaint to the Financial Ombudsman again, and I will also raise complaints to the Information Commissioners Office and any trade bodies this company might be a part of.”

Posted 2 years ago

“After being turned down for the loan I sent you a request to delete my bank details from the account as the form didn't have an edit on the bank details part”

Posted 2 years ago

“I used to be able to get loans from here and I always paid them back early with the full amount. And now I can't get anything for no reason whatsoever. Just keeps saying on the wall I have reached my maximum amount of loans, while also having no active loans... so go figure. Deleting my account.”

Posted 2 years ago

“Disgusting APR! Loaned £100 and after making two payments of £34 each……still owed them £94!! This is only going to get you into much worse debt! Avoid!!”

Posted 2 years ago

“A disgusting APR, would never take out a loan at such a high rate, wanted to make a post to make others aware that the APR of 1333 is similar to that of a loan shark”

Posted 2 years ago

“It a lie 🤣. if you have bad credit record they wnt lend you . All be depending on your credit score .”

Posted 2 years ago

“No help at all!! Constantly emailing me saying they deal with bad credit and look at you as a person not a number, once got all my details say oh sorry we can’t help you,”

Posted 2 years ago

“WOW, CHECK OUT THE INTEREST RATES, VERY HEAVY INDEED!”

Posted 2 years ago

“Why on earth would you let your clients go through an entire application process to the point where I'm e-signing my initials on the terms and agreements, (thinking the loan is mine) to then say i'm not approved at the very last second. Huge time-waste, at this point lending stream had checked all my details and essentially let me get right to the end of securing the loan to say "yeah mate we are not doing that. I actually only wanted less than half the amount of money I was approved for too. I've secured a loan from this company in the past as well, again, for more than i applied for this time. Proper shit-housery, will be avoiding this company like the plague in the future.”

Posted 2 years ago

“Awful company to deal with they lie about sending you information as to how much you need to pay back dont keep you informed of anything don’t deal with complaints properly would definitely not recommend they are a nightmare”

Posted 2 years ago

“I was contacted on the 17th of August in regards to a refund stating that it would be in my account 3 to 5 working days. This is the 6th day now and I have had nothing in my account. I've been emailing lending stream several times to get an update in it and I don't get any response. Very frustrating and not helpful at all.”

Posted 2 years ago

“It's not the same what was so easy borrows before. Now they wanted see your bank account, how much you have,and then they leave you dry ! Don't help you at all ! Not worted. You must be super rich,only then they help you”

Posted 2 years ago

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Lending Stream is rated 4.8 based on 30,537 reviews