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Lending Stream Reviews

4.8 Rating 30,527 Reviews

99 %

of reviewers recommend Lending Stream

Company Reviews

4.8

Based on 30,527 reviews


Shipping & Delivery
Delivery Methods	Courier, Postal Service
Average Delivery Time	Next Day
On-time Delivery	98%
Accurate And Undamaged Orders	98%
Customer Service
Communication Channels	Email, Live Chat, Telephone
Queries Resolved In	Under An Hour
Customer Service	4.9 out of 5

About Lending Stream:

Lending Stream offers short-term loans between £50 - £800 that are paid back in monthly instalments over six months. Lending Stream accepts applications 24 hours a day, 7 days a week, even on bank holidays. We encourage our customers to repay early to save on interest and provide online account management features for making payments and checking account balances. Lending Stream has been providing short-term loans since 2008. We run an affordability analysis on all applications to help assess whether you are able to repay the loan in a sustainable manner. Representative Example:Annual Interest Rate: 292.0% (fixed). Total Amount of credit: £200. Representative APR: 1333% Duration of Agreement: 6 months. Total Amount Payable: £386.61. Total Charge of credit: £186.61. Six repayments of: £64.44. Warning: Late repayment can cause you serious money problems.
For help go to moneyhelper.org.uk.

Visit Website

Phone:

0203 808 4440

Email:

info@lendingstream.co.uk

Location:

Lending Stream, PO Box 10756, Leicester
Leicestershire
LE3 4GX

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Lending Stream 5 star review on 1st August 2023

Lending Stream 5 star review on 10th July 2023

Lending Stream 5 star review on 22nd June 2023

Lending Stream 5 star review on 8th January 2023

Lending Stream 5 star review on 1st January 2023

Lending Stream 5 star review on 22nd December 2022

Lending Stream 5 star review on 26th September 2022

15

Anonymous

Anonymous // 01/01/2019

Filter: Rated 1 None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“When I first ever applied with this company I was actually in full time employment and had been for 6 years I also had a good credit file with no ccjs or anything on there I applied with lending stream as I needed some funds for an emergency and was flat out denied after wasting my time giving all my details and it’s been the case when ever I apply with these!! Basically they get your details and the go on to decline you and in which case are a joke of a company !!”

Posted 2 years ago

“I have had 4 loans of lending stream payed all of them of before time in full and I have applied again and been refused even tho nothing has changed in my finances so I don't understand”

Posted 2 years ago

“Used these in the pst my income and outgoingings have never changed but now they refuse me everytime. Terrible company different review sites rate them bad but this site seems to have any fake reviews”

Posted 2 years ago

“During the pandemic I tried to work throughout. Wasn't always possible. Lending stream was at one point sending me up to 15 text messages and 10 calls a day, I attempted suicide. I failed. Yet I made sure I paid these off wheni could or I would've tried again due to the stress”

Posted 2 years ago

“I wanted to change.the amound on a pending loan application form but couldn't get hold anyone”

Posted 2 years ago

“I have a loan which I am repaying right now im always on time with payments never late had a few with lending stream which were all paid back on time they are sending me emails saying I can reapply for a new loan and when I applied it wasn't a lot they refused my credit score has gone up and have no othrt depts stop filling my emails with messages saying you can reapply just to refuse once this loan is repaid I won't borrow from you again!!!!!”

Posted 2 years ago

“Absolutely shocking. AVOID AVOID AVOID Took out multiple loans, they never did any real affordability checks, they were fantastic at issuing money fast. However, came to light they were lending extensively, un-responsibly, so I was due compensation and a redress amount. They’re now late issuing this and not answering emails!!! Customer service claim the complaints department are separate and completely impossible to reach by phone hahahaha! Ran by useless robots it’s seems. 1333% is shockingly high, even for a payday loans company!”

Posted 2 years ago

“Used this site before with no problems my income and outgoings have not changed now all of a sudden i get rejected. avoid this company been going down hill the last few months”

Posted 3 years ago

“Thieving scum company that prey on desperate or vulnerable people. Avoid them.”

Posted 3 years ago

“Seemed to have changed recently. Had loans with them before with no problem but now getting rejected even though in-goings and outgoings have not changed.”

Posted 3 years ago

“Terrible used this site before with no problems but no getting refused even though my income and outgoings have not changed Also noticed when this site gets a bad review suddenly 8-10 good reviews show up right after, kinda like they are fake reviews to make the score go up”

Posted 3 years ago

“You set my second payment 2 days begore payday assuming i wouldn't be able to pay the money back to make more out of late payment charges.”

Posted 3 years ago

“1333% APR Are you kidding me. I was trapped in a cycle of borrowing for almost 5 years. These companies DO NOT carry out proper affordability checks on anyone.”

Posted 3 years ago

“I asked for £1000 but only sent £760.”

Posted 3 years ago

“I have received a final response to my complaint and have been offered a refund but 4 weeks later I am still waiting for my refund. The complaint team have been outsourced to India so I can't even speak to them - appalling customer service”

Posted 3 years ago

“Absolutely horrendous. Found myself in difficult situation and they have been by far and away the most unreasonable lender I've had to deal with. We all know these lenders are for the desperate but these are horrific if you encounter a problem. So much so that I'm now going to have to approach the regulator with an official complaint.”

Posted 3 years ago

“Outrageously high interest rates. These lenders should be banned, they prey on the vulnerable and desperate.”

Posted 3 years ago

“After waiting for over 4 weeks for my refund, I am still waiting not once has lending stream.tried to contact me to either let me know when this will be actioned or why the delay”

Posted 3 years ago

“Was a loyal customer had numerous loans with you which were all paid back in full and on time, had a delay in wages being paid into my account which was a banking error by Yorkshire bank that affected thousands of people across the UK, called you explained the situation, but was told that it was not your problem and was charged a late fee, you were paid the next day as soon as the error was rectified. Now you owe me money and have since the 19th November despite numerous emails, telephone calls and live chats still not received a penny, was told today I will be paid within 3-5 working days, guy I spoke to said you have all my info and cannot understand why I havent been paid???? Customer service is disgraceful, you are told the same lie over and over and basically ignored, I wonder how long I would get away with owing you money??? I'm positive you wouldn't have waited months like I have, I wonder what the late fees would be?”

Posted 3 years ago

“This company is terrible I have had three loans in the past with them, I lost my job due to the COVID which now means I cant afford to pay my loans off and when I asked them for help to setup a payment plan they said they can't accept one because they already sent my debt to a debt collection agency and furthermore they would tell me who this collection agency was so now i have a debt collection agency apparently chasing me for the full amount owed on the loans, I was told because of covid companies like this should be understanding and help you to come up with a solution to help the customers not just be told we cant accept any payments and pass the debt on without even speaking with me first I think its discracful payday companies like this only care when they make money out of you they dont actually want to help you they just put you in debt constantly with way out and the call centre staff are so rude and that's if they actually pick the phone up after 30 minutes of waiting around to speak to someone to help you with your situation... I would avoid these like the plague absolutely nothing to gain from using this firm but everything to lose... they need to be fair and understanding with there customers...”

Posted 3 years ago

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Lending Stream is rated 4.8 based on 30,527 reviews