Lending Stream Reviews

4.82 Rating 21,597 Reviews
98% of reviewers recommend Lending Stream

About Lending Stream: Lending Stream offers short-term loans between £50 - £800 that are paid back in monthly instalments over six months. Lending Stream accepts applications 24 hours a day, 7 days a week, even on bank holidays. We encourage our customers to repay early to save on interest and provide online account management features for making payments and checking account balances. Lending Stream has been providing short-term loans since 2008. We run an affordability analysis on all applications to help assess whether you are able to repay the loan in a sustainable manner. Representative Example:Annual Interest Rate: 292.0%. Total Amount of credit: £200. Representative APR: 1333% Duration of Agreement: 6 months. Total Amount Payable: £386.61. Total Charge of credit: £186.61. Six repayments of: £64.44

Visit Website

0203 365 0133


Lending Stream, Wisteria Grange Barn, Pikes End, Pinner, London

Are you a business owner?
See Business Solutions

Write Your review

Tell us how Lending Stream made you happy
Help future customers by talking about customer service, price, delivery, returns & refunds.
Minimum 10 characters
Would you like to add a photo to this review?
Upload Photo
(only JPEG and PNG files) (optional)
What's your name?
Leave this blank if you'd like to publish your review anonymously.
What's your email?
We need your email address to verify that your review is genuine
BOOM! Your review is being processed!

Thank you for helping other customers to make an informed decision.

Why not write another review on a recent company you have used and be in with a chance to win £250 Amazon Gift Card. Review Another Company

Merchant Metrics
This data is produced by analysing genuine customer experiences. It is not a guarantee of the company.
Shipping & delivery
delivery methods
Courier, Postal Service
average delivery time
Next Day
on-time delivery
accurate and undamaged orders
Customer Service
communication channels
Telephone, Email, Live Chat
queries resolved in
Under an hour
customer service
4.85 out of 5
"Asked for a loan 1 day, spoke to an advisor bout n application n she cancelled it when i asked her not to, its all recorded apparently but dont think it is"
Posted 2 years ago
Dear Craig,
I hope our Customer Care Team was able to answer your questions satisfactorily. We could see in our system that you were approved for a loan and have taken up the offer. Please call us or email us if you have any further questions.
Thanks for being a Lending Stream customer!

Lending Stream Team
Posted 2 years ago
Visit Website
"Still haven't received any money"
Posted 3 years ago
"fast and efficient for that unexpected bill"
Posted 3 years ago
"Excellent service and always saying yes. Now I can get my car fix and back on the road. Thanks"
Posted 1 year ago
"Excellent service and always saying yes. Now I can get my car fix and back on the road. Thanks"
Posted 1 year ago
"Over charged ripped off please do not get your self in a mess save up for what u need do not borrow"
Posted 1 year ago
"Would definitely to recommend to anyone who needs short term cash"
Posted 1 year ago
"You've made me very happy today by helping me out to give my car a major service and travel to Yorkshire to see my daughter who's in hospital I can't thank you enough to Lending Stream!! Regards Angela"
Posted 2 years ago
"They where very quick in dealing with my application"
Posted 2 years ago
"STILL WAITING FOR PAYMENT I have seen a high number of people who have not received funds... I honestly don't understand what is happening to Lending Stream, the service used to be without error. Perhaps not. If payment is taken when I have not received funds I will be contacts the FCA and Ombudsman."
Posted 2 years ago
"I've always paid back my loans on time and never been late on a payment, sometimes even paying back earlier. I went to apply for a loan again but my card details and employment was asked to be verified, which made no sense as I've had numerous loans from lending stream without being asked this. I've tried to verify my card and employment but have not been able to do so because of the system not being able to verify my card. This is the same card that lending stream has I problems taking payments from. My account says I'm eligible for a loan and I keep receiving emails to apply for a new loan but I'm not able to take out any loans. As a loyal customer I feel let down and once my account is paid off I will never borrow with lending stream again."
Posted 2 years ago
"Really poor customers service very high Charges statements are not very clear ! And also they cannot update your payment history don't use !"
Posted 2 years ago
"Hasn't yet as not been paid"
Posted 2 years ago
"Should have same repayment every month"
Posted 2 years ago
"Money wasn't there in 15 mins at all"
Posted 2 years ago
"Lending stream was a quick and easy service to use and my money was in my bank in 15"
Posted 2 years ago
"Over 45 mins still waiting on payment"
Posted 2 years ago
"Fast efficient effective flexible"
Posted 2 years ago
"So easy to apply and so fast its unlike any service I've ever experienced and such fair repayments"
Posted 2 years ago
"1325% daylight robbery. Google Credit Union get in touch with your local branch, save a fortune."
Posted 2 years ago
Lending Stream is rated 4.82 based on 21,597 reviews