Lending Stream Reviews

4.79 Rating 25,640 Reviews
99 %
of reviewers recommend Lending Stream
Merchant Metrics
Shipping & Delivery
Delivery Methods
Courier, Postal Service
Average Delivery Time
Next Day
On-time Delivery
Accurate And Undamaged Orders
Customer Service
Communication Channels
Email, Telephone, Live Chat
Queries Resolved In
Under An Hour
Customer Service
4.84 out of 5
Read Lending Stream Reviews

About Lending Stream:

Lending Stream offers short-term loans between £50 - £800 that are paid back in monthly instalments over six months. Lending Stream accepts applications 24 hours a day, 7 days a week, even on bank holidays. We encourage our customers to repay early to save on interest and provide online account management features for making payments and checking account balances. Lending Stream has been providing short-term loans since 2008. We run an affordability analysis on all applications to help assess whether you are able to repay the loan in a sustainable manner. Representative Example:Annual Interest Rate: 292.0%. Total Amount of credit: £200. Representative APR: 1333% Duration of Agreement: 6 months. Total Amount Payable: £386.61. Total Charge of credit: £186.61. Six repayments of: £64.44

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0203 808 4440



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Posted 1 year ago
Another day, still no redress... FCA contacted. No response to emails, their staff are clueless over the phone, manager never available... SHOCKING CUSTOMER SERVICES!!!
Posted 1 year ago
I've always paid back my loans on time and never been late on a payment, sometimes even paying back earlier. I went to apply for a loan again but my card details and employment was asked to be verified, which made no sense as I've had numerous loans from lending stream without being asked this. I've tried to verify my card and employment but have not been able to do so because of the system not being able to verify my card. This is the same card that lending stream has I problems taking payments from. My account says I'm eligible for a loan and I keep receiving emails to apply for a new loan but I'm not able to take out any loans. As a loyal customer I feel let down and once my account is paid off I will never borrow with lending stream again.
Posted 3 years ago
Asked for a loan 1 day, spoke to an advisor bout n application n she cancelled it when i asked her not to, its all recorded apparently but dont think it is
Posted 4 years ago
Dear Craig, I hope our Customer Care Team was able to answer your questions satisfactorily. We could see in our system that you were approved for a loan and have taken up the offer. Please call us or email us if you have any further questions. Thanks for being a Lending Stream customer! Lending Stream Team info@lendingstream.co.uk
Posted 4 years ago
Still haven't received any money
Posted 4 years ago
fast and efficient for that unexpected bill
Posted 4 years ago
Now on day 32 of waiting for redress payment was told on Monday it would be paid into my account but it wasn’t. Then was told again today that it would be in my account today but nothing in there as of yet. They say they will pay redress within 28 days and yet I am still waiting after 32 days. I will continue leaving bad review on here and trustpilot every day until I get my redress payment.
Posted 1 year ago
Now on day 31 since accepting my redress claim spoke to someone on live chat today and was told money would finally be in my account today. But lo and behold still nothing in my account. They take money from you in an instant and when they have to repay you they say it will be in the next 28 days and they can’t even keep to that! Absolutely shocking company!
Posted 1 year ago
Day 28 of waiting for redress payout, the lack of contact from lending stream is shocking I have emailed several times and not had any reply from them. Considering a lot of people seem to be getting their payout much earlier than the 28 days stated I don’t understand why I have been left so long. If my money isn’t in my account today I will continue leaving bad reviews and contact FCA over the matter.
Posted 1 year ago
So still no refund and no money to buy any food for Easter. I hope you’re satisfied that your poor process & incompetence has made me ill.
Posted 1 year ago
Emailed twice with regards to my refund. Both emails ignored and still no refund. Not happy as they are the ones that owe me money!
Posted 1 year ago
Emailed twice with regards to my refund. Both emails ignored and still no refund. Not happy as they are the ones that owe me money!
Posted 1 year ago
Excellent service
Posted 1 year ago
Day 16 still no refund and still no reply this company does not care at all despite a negative review daily.
Posted 1 year ago
Day 15 still no refund absolutely disgraceful not a single reply to emails and no phone lines open
Posted 1 year ago
Day 14 still no refund that's 2 weeks and and not even a reply to any of my emails. Every other company has sent thier refund in a timely manner. Unbelievable no excuse
Posted 1 year ago
Day 12 no refund received and not a single response to my reviews or email. Avoid these people
Posted 1 year ago
Day 11 still no refund and no response to my emails. Terrible company who give you money fast take payments fast but take thier time with money they owe
Posted 1 year ago
Day 10 and yet again no refund, I'm in shock to be honest as this company gives you money in minutes yet takes this long to process a simple refund. No reply from the CEO who I emailed which is incredibly rude.
Posted 1 year ago
Day 25 now of waiting for a refund that supposedly is to be paid within 28 days however from doing research I can see they delay payment for as much as possible! Unbelievable really when you can get a loan in your bank within minutes of applying & quick enough to take the payments!
Posted 1 year ago
Lending Stream is rated 4.79 based on 25,640 reviews