I have poor credit rating so in times of need lending stream came through,they have competive interest rates although not the most value,the app for tracking your payments is brilliant and there sms and emails reminding you of payment dates and amount is very helpful to ensure you dont get into financial difficulties,with no hidden fees everything is clearly understandable and its why there my go to loan if i ever find a need for that bit of emergecy cash with fast transfer into your bank.would reccomend to anyone who needs a quick loan to solve a cash flow issue.and because the payment comes out when your wages goes in you never get behind.