Lending Stream Reviews

4.8 Rating 32,107 Reviews

99 %

of reviewers recommend Lending Stream

Company Reviews

Metrics

Info

4.8

Based on 32,107 reviews

Shipping & Delivery
Delivery Methods	Courier, Postal Service
Average Delivery Time	Next Day
On-time Delivery	98%
Accurate And Undamaged Orders	99%
Customer Service
Communication Channels	Email, Live Chat, Telephone
Queries Resolved In	Under An Hour
Customer Service	4.9 out of 5

About Lending Stream:

Lending Stream offers short term loans. New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1,500.

With Lending Stream you get:
• 6 months to repay.
• No early repayment fees.

We also look at more than just your credit history on your application.

Why choose Lending Stream?

Trusted
Over 50,000 reviews with 4.8/5 average rating. 99% recommend us on Reviews.co.uk and rated Excellent on Trustpilot. 

Convenient
24/7 simple & online application. Instant decision. Direct lender since 2008.

Affordable
Repay over 6 months. Pay off early with no extra fees and save on interest.

Fast
Cash sent to your bank in under 90 seconds, if approved. It may take longer to reach your account depending on your bank’s processes. 

Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total.

Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.

Visit Website

Phone:

0203 808 4440

Email:

info@lendingstream.co.uk

Location:

Lending Stream, PO Box 10756, Leicester,
Lending Stream, PO Box 10756, Leicester
Leicestershire
LE3 4GX

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Lending Stream 5 star review on 1st August 2023

Anonymous

Anonymous // 01/01/2019

Filter: Rated 1 None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Refused credit. Even tho my credit rating is fine and when I borrowed in the past always payed back on time.”

Helpful Report

Posted 1 year ago

“Ruin people’s lives 1000 plus apr Prey on vulnerable people No definite security checks carried out Any address will do, resulting in innocent addresses having ccjs registered against them”

Helpful Report

Posted 1 year ago

Hello, Please can you urgently contact us by either calling us on 0203 808 4440 or via 'our contact form' which you can find here: https://www.lendingstream.co.uk/contactus-step2?sel_val=non_customer The Lending Stream Team

Posted 1 year ago

“So I got declined but it isn't the reason why I am going to give a bad review my reason for the bad review is if they can help anyone poor credit and so on then it's just a blatant lie because obviously they can't even loan on the small amount you asked for probably because they aren't making enough money back from small payments as where they would rather get you in debt with much bigger loan payment and to not be able give reason for why they declined a £200 pound loan payment as where every day loan give me a 2000 pound loan payment which they have had no issues from me paying them so as you can imagine the Apr was double I had to pay back and only owe £500 pound now but I'm not able to ask them because they only do £1000 and above so I can't understand why I'm refused for such a small amount with out any understanding haha stop telling lies and say it has it is you would benefit from giving people bigger loan payment to get them in debt and claim back with bailiffs than giving small amount that bailiffs won't act on you sausage”

Helpful Report

Posted 1 year ago

“They say help with bad credit but that’s a lie.”

Helpful Report

Posted 1 year ago

“Send money to wrong account”

Helpful Report

Posted 1 year ago

“Send money to wrong account”

Helpful Report

Posted 1 year ago

“Worst ever to borrow from. Despite re paying early and my only crime being I borrow a few times they then ban you for 6 months. Then say if you want to borrow you can and then decline you. Just awful. Go to somewhere where you will be treat like a human being. Not like dirt. Do not go near this company.”

Helpful Report

Posted 1 year ago

“I would not use this company , they judge people very bad , they reject even when you know it is well within your ability to pay it back . What is the point of them operating a high interest loan service , when they cannot be bothered to help people.”

Helpful Report

Posted 1 year ago

“absolutely rubbish did nothing for me many promises yet declined at the last minute”

Helpful Report

Posted 2 years ago

“Despite repaying my loans on time and early, 6 months on and still won't lend. My financial circumstances can more than meet repayments. Good company and lending process is fantastic however you are penalised for being a good repayer.”

Helpful Report

Posted 2 years ago

“Created an account, hoping to get a loan to help me get a skip and clear out the house and got instantly rejected..I know it isn't to do with my credit score either as I'm constantly paying direct debits on time if not early..I don't see how the whole application was summarised in 1.5 seconds (the time it took to reject)”

Helpful Report

Posted 2 years ago

“my opinion is that you can't recommend it further because they didn't help me, even draconian interest I wanted to borrow 200 because I was curious and I have to fix the car brakes are important when you take your kid to school and refuse for some reason they downloaded into the email system they send nonsense and write no we can help you I'm disgusted it's not worth minus a star and I give such a rating I don't recommend thank you”

Helpful Report

Posted 2 years ago

“Messed my life up got me in to depression&Anxiety, borrowed over 10-12 loans from these lot paid enough interest. Now they refusing to pay me back for the high inertest thar I paid!! Kept offer me loan after loan, even though knew had loads at the time. Worse Lenders I’ve ever seen in my life.”

Helpful Report

Posted 2 years ago

“Absolute joke and have the worst customer service agents”

Helpful Report

Posted 2 years ago

“Lending stream used to be a great service and I used it all the time to build my credit score but the system was changed and it is now hard to get a successful application”

Helpful Report

Posted 2 years ago

“They prey on hard off people.”

Helpful Report

Posted 2 years ago

“They helped me with a loan and I paid it pack before date agreed and now every time I log in it goes straight to the declined page without even considering me.”

Helpful Report

Posted 2 years ago

“Disgusting company! Have been lied to and conned out of £650. With lots of excuses to make payments for...when clearly it states no hidden costs...lies! I have all messages..names and account numbers and will be taking legal action!”

Helpful Report

Posted 2 years ago

“Its not even 1 star! Ive had nothing but grief with this company. Ive been lied to and have had to make payment after payment to get my loan which i still have not recieved. Its disgusting and im now out of pocket £450!! Would advise anyone to go elsewhere!”

Helpful Report

Posted 2 years ago

“Gave me three loans last year my financial situation has'nt changed but won't give me one loan this year how do they make these decisions? payed all my loans off early”

Helpful Report

Posted 2 years ago

Lending Stream is rated 4.8 based on 32,107 reviews