Lending Stream Reviews

4.8 Rating 32,205 Reviews

99 %

of reviewers recommend Lending Stream

Company Reviews

Metrics

Info

4.8

Based on 32,205 reviews

Shipping & Delivery
Delivery Methods	Courier, Postal Service
Average Delivery Time	Next Day
On-time Delivery	97%
Accurate And Undamaged Orders	99%
Customer Service
Communication Channels	Email, Live Chat, Telephone
Queries Resolved In	Under An Hour
Customer Service	4.9 out of 5

About Lending Stream:

Lending Stream offers short term loans. New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1,500.

With Lending Stream you get:
• 6 months to repay.
• No early repayment fees.

We also look at more than just your credit history on your application.

Why choose Lending Stream?

Trusted
Over 50,000 reviews with 4.8/5 average rating. 99% recommend us on Reviews.co.uk and rated Excellent on Trustpilot. 

Convenient
24/7 simple & online application. Instant decision. Direct lender since 2008.

Affordable
Repay over 6 months. Pay off early with no extra fees and save on interest.

Fast
Cash sent to your bank in under 90 seconds, if approved. It may take longer to reach your account depending on your bank’s processes. 

Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total.

Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.

Visit Website

Phone:

0203 808 4440

Email:

info@lendingstream.co.uk

Location:

Lending Stream, PO Box 10756, Leicester,
Lending Stream, PO Box 10756, Leicester
Leicestershire
LE3 4GX

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Lending Stream 5 star review on 1st August 2023

Anonymous

Anonymous // 01/01/2019

Filter: Rated 1 None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Absolute joke and have the worst customer service agents”

Helpful Report

Posted 2 years ago

“Lending stream used to be a great service and I used it all the time to build my credit score but the system was changed and it is now hard to get a successful application”

Helpful Report

Posted 2 years ago

“They prey on hard off people.”

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Posted 2 years ago

“They helped me with a loan and I paid it pack before date agreed and now every time I log in it goes straight to the declined page without even considering me.”

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Posted 2 years ago

“Disgusting company! Have been lied to and conned out of £650. With lots of excuses to make payments for...when clearly it states no hidden costs...lies! I have all messages..names and account numbers and will be taking legal action!”

Helpful Report

Posted 2 years ago

“Its not even 1 star! Ive had nothing but grief with this company. Ive been lied to and have had to make payment after payment to get my loan which i still have not recieved. Its disgusting and im now out of pocket £450!! Would advise anyone to go elsewhere!”

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Posted 2 years ago

“Gave me three loans last year my financial situation has'nt changed but won't give me one loan this year how do they make these decisions? payed all my loans off early”

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Posted 2 years ago

“No loan here...”

Helpful Report

Posted 2 years ago

“Always paid my loans on time and paid early, applied for a new loan and was declined leaving me in a very awkward and distressing situation. I have managed to sort my expenses out which has cost my marriage. I won’t be using these people again BEWARE”

Helpful Report

Posted 2 years ago

“Shocking service from this company.never use them again.”

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Posted 2 years ago

“Total unprofessional muppets.”

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Posted 2 years ago

“I filled in my card details, then site said fill in again. And again and again. All details were correct each time, and still was told to redo it again. Gave up..... now email says come back today, just fill in a few details and we can approve you. % 1000+ AVOID!!!!”

Helpful Report

Posted 2 years ago

“Had 2 loans, repaid in full early and on the 3rd was refused even though I paid all my loans off in full”

Helpful Report

Posted 2 years ago

“I have always had good service with lending stream, and I have always paid back promptly. But for about year now every time I go on to apply for a loan, it tells me I can’t apply. The same has happened today. With really no explanation”

Helpful Report

Posted 3 years ago

“Worst comany ever when it comes to customer service. Dont waste your breathe speaking to the rude individuals 1. laughed at 2. refused gdpr request 3. refused manager callback”

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Posted 3 years ago

“Been with them few years no problem loan past 2 years nothing declined every time . Don't waist u time these useless company”

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Posted 3 years ago

“Good amazing lovely”

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Posted 3 years ago

“This is scam! they will only take you bank details and take all your money.”

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Posted 3 years ago

“I agreed to a £600 loan at a £154 a month after I signed the email and money exchange the repayment was a £181 a month Why”

Helpful Report

Posted 3 years ago

“Awful Customer Service & Complaints Department Lending stream offered me unaffordable loans. I made a complaint to the Financial Ombudsman who upheld my complaint. As part of putting things right, the Financial Ombudsman told Lending Stream they must remove adverse information from my credit report. This ruling was made in early 2020. Fast forward to 2022, the adverse information is still on my credit report. I contacted the complaints department and was told this would be rectified and would take 30 - 45 days. Fast forward again another 50 days and this information is still on my credit report. When I contact customer services they are no use. They claim the complaints department does not have a telephone number and can only be contacted via email. They claim they cannot transfer my call to their supervisor/manager. I was told by one agent that a supervisor/manager would call me back, and surprise surprise I never received a call back. I asked yet another agent what professional/trade bodies this company is a part of and they told me they weren't a member of any. Their website says differently. The agent could not confirm nor deny whether they were a member. If I don't receive a satisfactory response from this company I will have no choice but to raise my complaint to the Financial Ombudsman again, and I will also raise complaints to the Information Commissioners Office and any trade bodies this company might be a part of.”

Helpful Report

Posted 3 years ago

Lending Stream is rated 4.8 based on 32,205 reviews