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Lending Stream Reviews

4.8 Rating 30,598 Reviews

99 %

of reviewers recommend Lending Stream

Company Reviews

4.8

Based on 30,598 reviews


Shipping & Delivery
Delivery Methods	Courier, Postal Service
Average Delivery Time	Next Day
On-time Delivery	98%
Accurate And Undamaged Orders	98%
Customer Service
Communication Channels	Email, Live Chat, Telephone
Queries Resolved In	Under An Hour
Customer Service	4.9 out of 5

About Lending Stream:

Lending Stream offers short-term loans between £50 - £800 that are paid back in monthly instalments over six months. Lending Stream accepts applications 24 hours a day, 7 days a week, even on bank holidays. We encourage our customers to repay early to save on interest and provide online account management features for making payments and checking account balances. Lending Stream has been providing short-term loans since 2008. We run an affordability analysis on all applications to help assess whether you are able to repay the loan in a sustainable manner. Representative Example:Annual Interest Rate: 292.0% (fixed). Total Amount of credit: £200. Representative APR: 1333% Duration of Agreement: 6 months. Total Amount Payable: £386.61. Total Charge of credit: £186.61. Six repayments of: £64.44. Warning: Late repayment can cause you serious money problems.
For help go to moneyhelper.org.uk.

Visit Website

Phone:

0203 808 4440

Email:

info@lendingstream.co.uk

Location:

Lending Stream, PO Box 10756, Leicester
Leicestershire
LE3 4GX

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Lending Stream 5 star review on 1st August 2023

Lending Stream 5 star review on 10th July 2023

Lending Stream 5 star review on 22nd June 2023

Lending Stream 5 star review on 8th January 2023

Lending Stream 5 star review on 1st January 2023

Lending Stream 5 star review on 22nd December 2022

Lending Stream 5 star review on 26th September 2022

15

Anonymous

Anonymous // 01/01/2019

Filter: Rated 1 None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Have had loans in the past and there are 2 things i would say 1. If you are trying to get a new loan avoid this company because now they want to look at your bank accounts 2. If you have a loan out be wary of your final payment because i had 1 recently and my account balance was £45 BUT the final payment due for some reason was £49. So they seem to want to take more out on your final payment than you actually owe I would just avoid lending stream now because of issue number 1 unless you do not mind giving them access to your bank account”

Posted 3 years ago

“Do not recomend now they have changed the way you have to apply and give them online banking details for them to look at all you i and out goings. they should not be allowed to snoop around your personal banking. If i could give 0 stars to this disgusting company i would”

Posted 3 years ago

“Do noy use lending stream as they now want you to give them your online banking log in info to go look at what you spend your money on. vile and disgusting from a once respectful company”

Posted 3 years ago

“Tried to get a loan and was easy until they wanted to have access to my online banking, i do not feel comftable with them having access to my personal stuff”

Posted 3 years ago

“Used to be a good site but now they want acess to your online bamking to look at it. avoid lending stream”

Posted 3 years ago

“Now they are asking for access to your online banking to snoop. would not recomend. also looking at reviews seems a bit weird and suspicious that when someone puts a bad review because of this suddenly 5-6 good reviews show up after they recieve a bad review”

Posted 3 years ago

“To take out a loan they now want access n to snoop through your online banking and look at what you spend your money on. avoid lending stream”

Posted 3 years ago

“Went to apply for a short term loan and they now want access to my bank transaction history. I do not feel comfortable with how they have changed for the worst. avoid lending stream unless they change this”

Posted 3 years ago

“Changed the way applications are made and want access to your bank account transactions. avoid this company”

Posted 3 years ago

“Stay clear! Not worth short fix for long term damage. I had to get across to an expert edwardstones00 @ gmail. com to help fix my credit score”

Posted 3 years ago

“Stay clear! Not worth short fix for long term damage. I had to get across to an expert edwardstones 00 @ gmail. com to help fix my credit score.”

Posted 3 years ago

“Awful experience. Not helpful at all. Damage credit score. You will never get morgage or other credit as they damage your credit file for up to 10 years. I got rejected for morgage because I used this company. Stay clear! Not worth short fix for long term damage. Trust me!”

Posted 3 years ago

“I haven’t personally had a loan from you as I wouldn’t touch you with a barge pole. Companies like you pray on young and vulnerable people who must already be in a desperate position to come to you for help in the first place with your Ridiculous 1333% interest rate. I call it theft! After dealing with you (lending stream) their situation will be far worse then it was in the first place. Shame on you.”

Posted 3 years ago

“Financial ombudsman found that they had irresponsibly lent to me, Refund is due and supposed to be paid within 28 days. It's now well over 1 month and still no contact or payment from this company. They're soon on your back when its the other way round though. Avoid”

Posted 3 years ago

“Load of nonsense once you take a loan from these crooks it automatically shows bad on your credit for 6 years , I had a loan in 2013, it defaulted as I couldn’t afford to pay it , I entered a debt management plan and was made aware the loan would be removed from my credit 6 years from it defaulted , it is now 2020 and they are refusing to remove that loan from my credit report , I was actually refused a mortgage last week because of it , don’t not take loans from these people they will ruin you and they do not care a less , an their customer service attitude stinks very cheeky on the phone when I rang them regarding my problem with them”

Posted 3 years ago

“Not able to help me yet in the past you have when I am in desperate situations you carn't just for a poxy £50,so much for a working class man struggling but can make the payments 🤔🤔🤔”

Posted 3 years ago

“Owe me over £11,000 in refunds for which they have accepted liability after adjudication, have not had my money or any communication in a month, I have sent multiple emails and had no reply.”

Posted 3 years ago

“Absolutely abysmal customer service. They would rather you went into more debt than help you close your account”

Posted 3 years ago

“So at 12 minutes past midnight I get a… So at 12 minutes past midnight I get a notice of termination via email when it is Lending Stream themselves that are refusing to pay the debt as they agreed in their final response letter dated 30th April. Absolutely disgusting customer SERVICE! MY CREDIT RATING WILL NOW GO DOWN THANKS TO THIS COMPANY No matter how desperate you are PLEASE DO NOT USE THIS COMPANY”

Posted 3 years ago

“Shocking customer service. Have been trying to close my account since receiving & agreeing to their final response letter in April. Have sent numerous emails & phoned several times but no answer. However, they can still email to tell me that my account is in default & will be passed to a debt collection agency when it is them that need to pay the remaining balance as proposed in the final response letter. I have worked hard to restore my credit rating but now its going to suffer through no fault of my own. I have now sent a letter recorded delivery asking them to sort it out ASAP. I know its been received as I have a signature but still no answer.”

Posted 3 years ago

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Lending Stream is rated 4.8 based on 30,598 reviews