Lending Stream Reviews

4.8 Rating 32,205 Reviews

99 %

of reviewers recommend Lending Stream

Company Reviews

Metrics

Info

4.8

Based on 32,205 reviews

Shipping & Delivery
Delivery Methods	Courier, Postal Service
Average Delivery Time	Next Day
On-time Delivery	97%
Accurate And Undamaged Orders	99%
Customer Service
Communication Channels	Email, Live Chat, Telephone
Queries Resolved In	Under An Hour
Customer Service	4.9 out of 5

About Lending Stream:

Lending Stream offers short term loans. New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1,500.

With Lending Stream you get:
• 6 months to repay.
• No early repayment fees.

We also look at more than just your credit history on your application.

Why choose Lending Stream?

Trusted
Over 50,000 reviews with 4.8/5 average rating. 99% recommend us on Reviews.co.uk and rated Excellent on Trustpilot. 

Convenient
24/7 simple & online application. Instant decision. Direct lender since 2008.

Affordable
Repay over 6 months. Pay off early with no extra fees and save on interest.

Fast
Cash sent to your bank in under 90 seconds, if approved. It may take longer to reach your account depending on your bank’s processes. 

Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total.

Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.

Visit Website

Phone:

0203 808 4440

Email:

info@lendingstream.co.uk

Location:

Lending Stream, PO Box 10756, Leicester,
Lending Stream, PO Box 10756, Leicester
Leicestershire
LE3 4GX

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Lending Stream 5 star review on 1st August 2023

Anonymous

Anonymous // 01/01/2019

Filter: Rated 1 None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“They don’t even deserve 1 star ..... where do I start about how awful lending stream are? They ignore customers, they did not set up the agreed plan to repay the loans, they ignored 17 emails and web chats to set this up. Do every month I logged in to the portal monthly and made the repayment manually. Despite this they sent my details to CRS (debt collectors) who Harass me lots. I complained to lending stream who true to form ignored me, I involved the ombudsman and 4 weeks ago Lending Stream agreed with the ombudsman. However nothing has changed, CRS is still harassing me looking for money in interest that does not exist - I’ve also raised this with CRS (who tell me that they will investigate this but never actually do). I’m absolutely horrified that it’s 2020 and these companies are allowed to operate. I’ve had to go back to the ombudsman again letting them know that lending stream has failed to act on their instructions. My advice is, you may need a fast easy loan but honestly you don’t need all this harassment and hassle..... I wish I’d never heard of lending stream. The FCS needs to close this company down.”

Helpful Report

Posted 4 years ago

“I took a number of loans over past year and made all payments on time. Most of them were cleared earlier than the schedule they set out. Now out of nowhere they refuse loans.”

Helpful Report

Posted 4 years ago

“Very cross. I’ve had several loans with Lending Stream which used to be a straightforward application. I’ve always paid on time, paid a little more sometimes and occasionally paid off early. But now they have this consent online nonsense, I’m declined?!! Very poor. Will take my business elsewhere.”

Helpful Report

Posted 4 years ago

“Having an APR of over 1300% is absolutely ridiculous and daylight robbery. I'm surprised it's still legal. Charging someone who is struggling well over 100 times the normal interest rate is so wrong and I'm begging you to consider any other option rather than this!”

Helpful Report

Posted 4 years ago

“Absolutely useless wont let you ring through and I’m furlough so have no money spare to pay them but y you can’t freeze the loan complete joke ! Don’t follow any laws or anything con artists”

Helpful Report

Posted 4 years ago

“this company are liars, they say they will give you a loan but they do not . i earn £2000 a month yet they would not give me £500 they are con merchants , avoid them”

Helpful Report

Posted 4 years ago

“No customer service at all. Money grabbing , dodgy company. Called debt collectors on me while I was furloughed and made redundant. Scum !”

Helpful Report

Posted 4 years ago

“Made an affordability complaint, it is now 8 weeks later and I still have hd no response.”

Helpful Report

Posted 5 years ago

“I have 3 loans with LS, I have not missed a single payment and they have credited money incorrectly to my accounts. Their entire system is automated except call centres which are currently not running due to covid. This means I have not been able to resolve the error they have made with them, but the automatic system has referred me to debt collectors and marked me as defaulting on payments. I have done no such thing. LS may have been an ok company prior to CoronaVirus and you can still easily apply for a loan with them cos it is all digital, but if their system makes an error, their is no ability to resolve it other than making a complaint to credit reference agencies and relevant regulators. This problem has been ongoing for me for 5 months now. I even got so annoyed I logged an official complaint which they finally responded to, it said to call them on their number, which i did. The number said no calls are being taken right now. They are quick to give you money, but they will screw you on extremely high interest and they have ZERO staff to contact about any issues you may have. Even the debt collectors who their system passed my debt onto told me they are exasperated by the way this company is currently operating. DO NOT USE THEM IF YOU CAN AVOID IT.”

Helpful Report

Posted 5 years ago

“Wish I could give no stars. I know it ismy responsibility to pay back what I owe but not was I done over by the apr ( mainly my fault ) but i had not spoken to them for about a month. All of this during a relapse of my mental health, work has been cut also due to the pandemic and other issues which i know aren’t there fault but never known a company to get terminate the agreement so quickly and hand me over to crs. Everyone else I’ve ever gone with have been more sympathetic and i was also charged on my phone bill as I was redirected to somewhere where I was charged for phoning abroad. From what I’ve seen on there reviews it appears they are all fabricated also. I know it’s in there benefit for me to get into bother so it’s more money for them but I didn’t think that during this pandemic they’d stuff over a key worker just cause i haven’t spoken to them for a while. I obviously should of been in touch with them and there technically in the right but ethically the worse company I’ve dealt with.”

Helpful Report

Posted 5 years ago

“I received an email today off lending stream issuing a loan I never even had with them, they were saying my loan has been passed on to a credit agency, I wasn’t happy about this and I suggest anyone who thinks about getting a loan to rethink there options, LENDING STREAM IS A SCAN”

Helpful Report

Posted 5 years ago

“this one scumbag outfit could not pay because of lockdown was 2 weeks late they locked me out of account online when I could pay I cant log in they don't answer phone then sell the dept on my advise do not use these sharks apr is a psss take so much so iv just payed my friends loan off for him mr j haywood £776.76 payed 14th may saved nearly half a grand for him and cost them double good my name gary Williams”

Helpful Report

Posted 5 years ago

“Had a few loans , paid up full all the time . Apply for another one (smaller then ive previously had ) and declined .cheers”

Helpful Report

Posted 5 years ago

“Been couple years past year half no loan keep declining me no loan since. Paid up time never missed payments. Always money my as they have seen. It says provisionally aprovid. Declined once get my bank access confused.”

Helpful Report

Posted 5 years ago

“You think you are a valued customer, you are not. Once my loan is paid up I will never use again.”

Helpful Report

Posted 5 years ago

“Bad costume services they don't answer th phones very rude i dont recommended for anyone”

Helpful Report

Posted 5 years ago

“Horrendous experience will NEVER use again.”

Helpful Report

Posted 5 years ago

“Now on day 32 of waiting for redress payment was told on Monday it would be paid into my account but it wasn’t. Then was told again today that it would be in my account today but nothing in there as of yet. They say they will pay redress within 28 days and yet I am still waiting after 32 days. I will continue leaving bad review on here and trustpilot every day until I get my redress payment.”

Helpful Report

Posted 5 years ago

“Not interested in answering phones or replying to my emails regarding my current furloughed employment status, absolute purposeful deliberate ignorance so they can still take your money.”

Helpful Report

Posted 5 years ago

“Now on day 31 since accepting my redress claim spoke to someone on live chat today and was told money would finally be in my account today. But lo and behold still nothing in my account. They take money from you in an instant and when they have to repay you they say it will be in the next 28 days and they can’t even keep to that! Absolutely shocking company!”

Helpful Report

Posted 5 years ago

Lending Stream is rated 4.8 based on 32,205 reviews