Lending Stream Reviews

4.8 Rating 32,109 Reviews

99 %

of reviewers recommend Lending Stream

Company Reviews

Metrics

Info

4.8

Based on 32,109 reviews

Shipping & Delivery
Delivery Methods	Courier, Postal Service
Average Delivery Time	Next Day
On-time Delivery	98%
Accurate And Undamaged Orders	99%
Customer Service
Communication Channels	Email, Live Chat, Telephone
Queries Resolved In	Under An Hour
Customer Service	4.9 out of 5

About Lending Stream:

Lending Stream offers short term loans. New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1,500.

With Lending Stream you get:
• 6 months to repay.
• No early repayment fees.

We also look at more than just your credit history on your application.

Why choose Lending Stream?

Trusted
Over 50,000 reviews with 4.8/5 average rating. 99% recommend us on Reviews.co.uk and rated Excellent on Trustpilot. 

Convenient
24/7 simple & online application. Instant decision. Direct lender since 2008.

Affordable
Repay over 6 months. Pay off early with no extra fees and save on interest.

Fast
Cash sent to your bank in under 90 seconds, if approved. It may take longer to reach your account depending on your bank’s processes. 

Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total.

Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.

Visit Website

Phone:

0203 808 4440

Email:

info@lendingstream.co.uk

Location:

Lending Stream, PO Box 10756, Leicester,
Lending Stream, PO Box 10756, Leicester
Leicestershire
LE3 4GX

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Lending Stream 5 star review on 1st August 2023

Anonymous

Anonymous // 01/01/2019

Filter: Rated 1 None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Made an affordability complaint, it is now 8 weeks later and I still have hd no response.”

Helpful Report

Posted 4 years ago

“I have 3 loans with LS, I have not missed a single payment and they have credited money incorrectly to my accounts. Their entire system is automated except call centres which are currently not running due to covid. This means I have not been able to resolve the error they have made with them, but the automatic system has referred me to debt collectors and marked me as defaulting on payments. I have done no such thing. LS may have been an ok company prior to CoronaVirus and you can still easily apply for a loan with them cos it is all digital, but if their system makes an error, their is no ability to resolve it other than making a complaint to credit reference agencies and relevant regulators. This problem has been ongoing for me for 5 months now. I even got so annoyed I logged an official complaint which they finally responded to, it said to call them on their number, which i did. The number said no calls are being taken right now. They are quick to give you money, but they will screw you on extremely high interest and they have ZERO staff to contact about any issues you may have. Even the debt collectors who their system passed my debt onto told me they are exasperated by the way this company is currently operating. DO NOT USE THEM IF YOU CAN AVOID IT.”

Helpful Report

Posted 4 years ago

“Wish I could give no stars. I know it ismy responsibility to pay back what I owe but not was I done over by the apr ( mainly my fault ) but i had not spoken to them for about a month. All of this during a relapse of my mental health, work has been cut also due to the pandemic and other issues which i know aren’t there fault but never known a company to get terminate the agreement so quickly and hand me over to crs. Everyone else I’ve ever gone with have been more sympathetic and i was also charged on my phone bill as I was redirected to somewhere where I was charged for phoning abroad. From what I’ve seen on there reviews it appears they are all fabricated also. I know it’s in there benefit for me to get into bother so it’s more money for them but I didn’t think that during this pandemic they’d stuff over a key worker just cause i haven’t spoken to them for a while. I obviously should of been in touch with them and there technically in the right but ethically the worse company I’ve dealt with.”

Helpful Report

Posted 4 years ago

“I received an email today off lending stream issuing a loan I never even had with them, they were saying my loan has been passed on to a credit agency, I wasn’t happy about this and I suggest anyone who thinks about getting a loan to rethink there options, LENDING STREAM IS A SCAN”

Helpful Report

Posted 4 years ago

“this one scumbag outfit could not pay because of lockdown was 2 weeks late they locked me out of account online when I could pay I cant log in they don't answer phone then sell the dept on my advise do not use these sharks apr is a psss take so much so iv just payed my friends loan off for him mr j haywood £776.76 payed 14th may saved nearly half a grand for him and cost them double good my name gary Williams”

Helpful Report

Posted 4 years ago

“Had a few loans , paid up full all the time . Apply for another one (smaller then ive previously had ) and declined .cheers”

Helpful Report

Posted 4 years ago

“Been couple years past year half no loan keep declining me no loan since. Paid up time never missed payments. Always money my as they have seen. It says provisionally aprovid. Declined once get my bank access confused.”

Helpful Report

Posted 4 years ago

“You think you are a valued customer, you are not. Once my loan is paid up I will never use again.”

Helpful Report

Posted 5 years ago

“Bad costume services they don't answer th phones very rude i dont recommended for anyone”

Helpful Report

Posted 5 years ago

“Horrendous experience will NEVER use again.”

Helpful Report

Posted 5 years ago

“Now on day 32 of waiting for redress payment was told on Monday it would be paid into my account but it wasn’t. Then was told again today that it would be in my account today but nothing in there as of yet. They say they will pay redress within 28 days and yet I am still waiting after 32 days. I will continue leaving bad review on here and trustpilot every day until I get my redress payment.”

Helpful Report

Posted 5 years ago

“Not interested in answering phones or replying to my emails regarding my current furloughed employment status, absolute purposeful deliberate ignorance so they can still take your money.”

Helpful Report

Posted 5 years ago

“Now on day 31 since accepting my redress claim spoke to someone on live chat today and was told money would finally be in my account today. But lo and behold still nothing in my account. They take money from you in an instant and when they have to repay you they say it will be in the next 28 days and they can’t even keep to that! Absolutely shocking company!”

Helpful Report

Posted 5 years ago

“Day 28 of waiting for redress payout, the lack of contact from lending stream is shocking I have emailed several times and not had any reply from them. Considering a lot of people seem to be getting their payout much earlier than the 28 days stated I don’t understand why I have been left so long. If my money isn’t in my account today I will continue leaving bad reviews and contact FCA over the matter.”

Helpful Report

Posted 5 years ago

“I am due a refund and I was advised it would reach my account within 28 days. It is past the timeframe. I have had no refund and I have emailed multiple times and filled in the web form multiple times and had no response. Appalling customer service.”

Helpful Report

Posted 5 years ago

“Awful. I appreciate lending stream hut website and application process is awful. I wanted to change the borrowing amount after selecting and i was unable to do so, could not cancel the application, or start a new one so had to go ahead with the incorrect amount. Very unimpressed with the lack of ability to change the application or restart it if a mistake has been made”

Helpful Report

Posted 5 years ago

“So still no refund and no money to buy any food for Easter. I hope you’re satisfied that your poor process & incompetence has made me ill.”

Helpful Report

Posted 5 years ago

“Very quick and easy to get a loan. However very easy to get into a financial mess, they seem to encourage furthers loans putting you further and further in debt. Miss a payment they don't stop harassing you for payment. Even though always previously paid on time or early.”

Helpful Report

Posted 5 years ago

“Your poor process is impacting upon my mental wellbeing, ive tried to contact you by phone and email for the past 3 weeks and I’ve emailed the CEO only to be ignored. I would like the money you owe me, that’s all I want, what you owe me..”

Helpful Report

Posted 5 years ago

“That's COWARD of you too take advantage of these times”

Helpful Report

Posted 5 years ago

Lending Stream is rated 4.8 based on 32,109 reviews