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Lending Stream Reviews

4.8 Rating 31,988 Reviews
99 %
of reviewers recommend Lending Stream
4.8
Based on 31,988 reviews
Shipping & Delivery
Delivery Methods
Courier, Postal Service
Average Delivery Time
Next Day
On-time Delivery
98%
Accurate And Undamaged Orders
99%
Customer Service
Communication Channels
Email, Live Chat, Telephone
Queries Resolved In
Under An Hour
Customer Service
4.9 out of 5
Read Lending Stream Reviews

About Lending Stream:

Lending Stream offers short term loans. New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1,500.

With Lending Stream you get:
• 6 months to repay.
• No early repayment fees.

We also look at more than just your credit history on your application.

Why choose Lending Stream?

Trusted
Over 50,000 reviews with 4.8/5 average rating. 99% recommend us on Reviews.co.uk and rated Excellent on Trustpilot. 

Convenient
24/7 simple & online application. Instant decision. Direct lender since 2008.

Affordable
Repay over 6 months. Pay off early with no extra fees and save on interest.

Fast
Cash sent to your bank in under 90 seconds, if approved. It may take longer to reach your account depending on your bank’s processes. 

Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total.

Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.

Visit Website

Phone:

0203 808 4440

Email:

info@lendingstream.co.uk

Location:

Lending Stream, PO Box 10756, Leicester,
Lending Stream, PO Box 10756, Leicester
Leicestershire
LE3 4GX

Write Your review

I am happy that you have accepted me for this loan but found it close to impossible to find out the total amount I’d pay if I paid in full by the 28th March. This is true for the website and also the phone call to one of your agents which I frankly found exasperating.
Helpful Report
Posted 5 years ago
really wanted 400 was only offered 100 why is this as I only have 1 payment left on my previous 400 loan. I have had txts saying I am a valued customer and could have upto 1,500
Helpful Report
Posted 6 years ago
Ansar rashid
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Posted 6 years ago
Had difficulty with the new way of doing things. Loan ended up being less than I applied for even though the original amount requested was provisionally approved I've done lots of business with Lending Stream before but wasn't happy with this experience :(
Helpful Report
Posted 6 years ago
Had a problem completing application but on ringing did not get a lot of help.
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Posted 6 years ago
Awful pray on desperate people.....
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Posted 6 years ago
Not enough funnds
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Posted 6 years ago
They have entered in correct information on my credit file. I have spent 3 weeks trying to get them to do something. Incorrect info is effecting my credit score and I am trying to get a mortgage. The office is in India and they have no idea how important it is to amend this information particularly wither the introduction of GDPR
Helpful Report
Posted 6 years ago
It was most difficult to get to the signatue stage !!!! Managed it by pure persistence ...staff were unable to assist on the phone .... Pleased to get there eventually !!!thanks
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Posted 6 years ago
I was studying
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Posted 7 years ago
On one case I am told I got the loan, no money in my account and when I log back in says I have no open loans and not able to apply? Ok fine but surely it’s one of the other??
Helpful Report
Posted 7 years ago
Slow at depositing cash
Helpful Report
Posted 7 years ago
I had received text messages that Lending Stream have reviewed my account and they advised me can apply for a loan up to £390. Then today i applied for £70 but Lending Stream offered me £60!. I couldn't understand why if i can apply up to £390, but my application for just £70 changed to £60. I hope there should be a good reason for mentioned question,thanks. Regards, Mehdi Ipakchi
Helpful Report
Posted 7 years ago
ikikkdhsakak
Helpful Report
Posted 7 years ago
Was a fantastic site when I first used it several months ago. Now since upgrade happened few weeks ago, its useless. Customer support is very poor. Been asking for weeks to have my account sorted. Cannot view history or make early payments. Sent screen shots and varies complaints. All ignored. Someone needs to get their act together before you lose any more good customers
Helpful Report
Posted 7 years ago
It takes so long to get they money, like a good 4 days maybe could be longer. So if you need the money fast I wouldn't apply here Because you won't get it for a while.
Helpful Report
Posted 7 years ago
Quick and easy. Late fees the very next day, had not wait for an explanation, in comparison to other lenders customer care is not professional, disturbing messages, threatening.
Helpful Report
Posted 7 years ago
Money still not in after a period no email sent no SMS nothing and the website is quiet slow
Helpful Report
Posted 7 years ago
Was approved for the loan but money never came through. Received an email asking for more info but not given opportunity to give required info. Tried to call them up about it but hold times very high
Helpful Report
Posted 7 years ago
In the past I have never had a problem with Lending Stream, this time has been a different story... Normally I had a confirmation email including the signed contract, the funds in my account and a updated log in area within 20 minutes of the acceptance screen. It has now been over an hour since I received that screen and I have received no confirmation email, funds or an updated dashboard online. I have called Lending Stream and a very helpful lady who told me that the funds had been paid however I have still not received them, received a email or have access to a copy of a contract anywhere. The new online area has also not updated to show the open loan. The lady I spoke to said this would not show as open as the loan was not open??? I did not understand this meaning and I still do not. I understand that there can be delays in the bank transfers, however I have never had this problem with payments from Lending Stream to Barclays and in the past when there has been a delay I have still received confirmation from Lending Stream via email and had an updated online dashboard... The new login area, for me, is not user friendly or as good and clear as the previous one and I will call my bank to see if I can get some feedback from them on the status of the transfer however I cannot say I am impressed nor happy when in the past everything has been so smooth and straight forward.
Helpful Report
Posted 7 years ago
Lending Stream is rated 4.8 based on 31,988 reviews