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Lending Stream Reviews

4.8 Rating 32,110 Reviews
99 %
of reviewers recommend Lending Stream
4.8
Based on 32,110 reviews
Shipping & Delivery
Delivery Methods
Courier, Postal Service
Average Delivery Time
Next Day
On-time Delivery
98%
Accurate And Undamaged Orders
99%
Customer Service
Communication Channels
Email, Live Chat, Telephone
Queries Resolved In
Under An Hour
Customer Service
4.9 out of 5
Read Lending Stream Reviews

About Lending Stream:

Lending Stream offers short term loans. New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1,500.

With Lending Stream you get:
• 6 months to repay.
• No early repayment fees.

We also look at more than just your credit history on your application.

Why choose Lending Stream?

Trusted
Over 50,000 reviews with 4.8/5 average rating. 99% recommend us on Reviews.co.uk and rated Excellent on Trustpilot. 

Convenient
24/7 simple & online application. Instant decision. Direct lender since 2008.

Affordable
Repay over 6 months. Pay off early with no extra fees and save on interest.

Fast
Cash sent to your bank in under 90 seconds, if approved. It may take longer to reach your account depending on your bank’s processes. 

Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total.

Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.

Visit Website

Phone:

0203 808 4440

Email:

info@lendingstream.co.uk

Location:

Lending Stream, PO Box 10756, Leicester,
Lending Stream, PO Box 10756, Leicester
Leicestershire
LE3 4GX

Write Your review

Incompetent staff not taking details correctly causing problems on my application.
Helpful Report
Posted 7 years ago
I didn't receive my money
Helpful Report
Posted 7 years ago
My account has a fault on it so can't see loan history ect.Contacted customer service by phone and email over ten times.No attempt by them to fix it.Had several loans with them never mussed a payment. Avoid !!!!
Helpful Report
Posted 7 years ago
Over charged ripped off please do not get your self in a mess save up for what u need do not borrow
Helpful Report
Posted 7 years ago
Applied for a loan on 10th it was approved and said money will be in account 15mins. Kept checking there was nothing. Called them on the 10th twice and then Several times till today (14th) kept telling me they were facing technical issues and that money will be in my account end of day. I rang complaint team, lady tells me my loan was not approved. I was so furious and asked why have they been mis-leading me on saying it has been approved!! Also when I log on I call see details of the loan and it has started accruing interest. The lady said she will look into it but loan has not been approved. After 5 mins of putting the phone down she called me back and apologised that she made a mistake and the loan has been approved. I still have not received loan.. this company is a joke! Better off going to safety net reliable and based in UK!
Helpful Report
Posted 7 years ago
What's going on with the app? Can't log in
Helpful Report
Posted 7 years ago
Everything had gone wrong the company had changed my name without me asking and put money in a wrong account and told me I had to wait 7days for changes to happen.
Helpful Report
Posted 7 years ago
My loan was approved well over two days ago and I was promised money within 15 minutes. So far I have called the India based call centre on more than eight (8) occasions and every time they give me the same 'canned phoney story' about planned maintenance in the UK Central Banking System. I checked this information and it turns out to be a total lie!!!
Helpful Report
Posted 7 years ago
You constantly lied on the phone about when the money would be available. I've Sat waiting hungry for two days still no money and no way to get to work this morning. Emergency means emergency and after 4 calls kept getting told in A couple of hours. I still haven't been able to eat. My payday is tomorow so what the pool not of having it now. Liars.
Helpful Report
Posted 7 years ago
Poor service, waited 20 minutes to speak to somebody, each person tells you something different. I have been waiting for over 36 hours to receive the funds.
Helpful Report
Posted 7 years ago
over 3 hours after approvall no psyment absolute rubbish
Helpful Report
Posted 7 years ago
I wanted to take more money And every time i pay my loan of it still Only lets me take up to 500 £ pounds
Helpful Report
Posted 7 years ago
Loan approved and on way to bank. Commit to buy a replacement car for work. No loan, approval message was nonsense. Thanks guys that me deposit lost.
Helpful Report
Posted 7 years ago
Very slow in responding to emails, indeed most are ignored. Once you hit problems with repayments don't expect any help.
Helpful Report
Posted 7 years ago
Can't pay it off
Helpful Report
Posted 7 years ago
You stole my money you thiefs i paid you back the 500 and you took 1000 and held it for 2 weeks. You then finally gave me MY money back then 2 days later you took the 500 again. 3 Wonga is so so much better than you shit company. I want to kill myself because i have no money well i do but you STOLE IT. DO NO USE THIS COMPANY YOUR BETTER OFF SUFFERING UNTIL YOU GET PAID OR JUST USE WONGA.
Helpful Report
Posted 7 years ago
A company who assists the fraudsters! They will allow someone to use different bank details to receive a loan and for the repayments so in essence they allow fraudsters to take out loans in YOUR NAME and have the funds go in to THEIR account but the repayments are scheduled to come out of YOUR ACCOUNT. They do not complete any bank validation checks which would prevent this happening if the account is in a different name. Makes no sense whatsoever and creates a perfect opportunity for fraudsters to flourish. Awful customer service. Never adhere to time-frames (i.e: promised a callback within 48 hours - 5 days later still waiting). International staff who have trouble understanding English (even when spoken out phonetically). Overall an appalling service from a company who is happy to allow anyone to take a loan out in your name but will not help you to resolve the issue in any way. **** STAY CLEAR OF LENDING STREAM ****
Helpful Report
Posted 7 years ago
A company who assists the fraudsters! They will allow someone to use different bank details to receive a loan and for the repayments so in essence they allow fraudsters to take out loans in YOUR NAME and have the funds go in to THEIR account but the repayments are scheduled to come out of YOUR ACCOUNT. They do not complete any bank validation checks which would prevent this happening if the account is in a different name. Makes no sense whatsoever and creates a perfect opportunity for fraudsters to flourish. Awful customer service. Never adhere to time-frames (i.e: promised a callback within 48 hours - 5 days later still waiting). International staff who have trouble understanding English (even when spoken out phonetically). Overall an appalling service from a company who is happy to allow anyone to take a loan out in your name but will not help you to resolve the issue in any way. **** STAY CLEAR OF LENDING STREAM ****
Helpful Report
Posted 7 years ago
Incorrect payment updates on my statements of accounts poor customer service not dealing with my complaint.
Helpful Report
Posted 7 years ago
This company take the piss !!!! They either decline you and tying your credit file or they stop you getting into your account by saying passwords incorrect even though it's wrote down in front of you . Stay well away if you want to keep your credit file in a good state .
Helpful Report
Posted 7 years ago
Lending Stream is rated 4.8 based on 32,110 reviews